TERMS OF USE

SO... WHAT'S THIS ALL ABOUT?

Glad you asked!
We sell global products through our powerful online sales funnel and offer you the opportunity to make commissions by running successful social media ads to drive traffic and make sales (and money).Who are we? We are good people with a golden opportunity for people who are willing to learn and earn. Our free webclass explains everything. There is a lot of detail to this offer, but it’s easy to understand and get started. We hope you’ll at least watch the webclass. It’s free to watch and there are certainly no obligations. If you decide to join us there are costs involved as there are with any business startup. Success and income potential are directly linked to your time, effort, and marketing investments. GuaranteeWe do offer a 14-Day Money Back Guarantee. If this opportunity is truly not a fit for what you are seeking, we will reimburse your startup fee less any expenses that may have accrued through your training process. The startup fee covers the construction of your online sales funnel and the training procedures to operate and market your new online business. Kourtney Ray Marketing, LLC bears no responsibility for any other expenses or losses incurred outside of the startup fee. Earnings Disclaimer You or Your means you as a participant in or as a user of the www.kourtneyraymarketing.com website. We or Our or Us means www.kourtneyraymarketing.com. Our site means www.kourtneyraymarketing. We make every effort to ensure that we accurately represent these products and services and their potential for income. Earning and/or income statements made by us and/or Independent Representatives are estimates of what you can possibly earn. There is no guarantee that you will make these levels of income and you accept the risk that the earnings and income statements differ by individual. The examples are not to be interpreted as any guarantee, promise, representation and/or assurance. We do not purport our business and/or us as being a ‘get rich scheme’ and we do not offer any legal, medical, tax or other professional advice. As with any business, your results may vary, and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees, promises, representations and/or assurances concerning the level of success you may experience. Your level of success in attaining the results claimed depends on the time you devote to the business, the ideas and techniques mentioned, your finances, knowledge and various skills, since such skills and factors differ according to individuals. You agree that our company is not liable for any success or failure of your business, acts and/or conduct that is directly or indirectly related to the business and/or the purchase and use of our information, products and/or services. Testimonials and examples used are exceptional results, which do not, or may not, apply to the average person, and are not intended to guarantee, promise, represent and/or assure that anyone will achieve the same or similar results. We reiterate that each individual’s success depends on his or her background, dedication, desire and motivation. TERMS OF USE - PLEASE READ! www.kourtneyraymarketing.com REQUIRES CONSIDERATION FOR AND AS A CONDITION OF ALLOWING YOU ACCESS.READING AND ACCEPTING THE TERMS OF USE AND READING AND ACCEPTING THE PROVISIONS OF THE PRIVACY POLICY OF www.kourtneyraymarketing.com ARE REQUIRED CONSIDERATIONS FOR www.kourtneyraymarketing.com GRANTING YOU THE RIGHT TO VISIT, READ OR INTERACT WITH IT.ALL PERSONS ARE DENIED ACCESS TO THIS SITE UNLESS THEY READ AND ACCEPT THE TERMS OF USE AND THE PRIVACY POLICY.BY VIEWING, VISITING, USING, OR INTERACTING WITH www.kourtneyraymarketing.com OR WITH ANY BANNER, POP-UP, OR ADVERTISING THAT APPEARS ON IT, YOU ARE AGREEING TO ALL THE PROVISIONS OF THIS TERMS OF USE POLICY AND THE PRIVACY POLICY OF www.kourtneyraymarketingcom. ALL PERSONS UNDER THE AGE OF 18 ARE DENIED ACCESS TO www.kourtneyraymarketing.com. IF YOU ARE UNDER 18 YEARS OF AGE, IT IS UNLAWFUL FOR YOU TO VISIT, READ, OR INTERACT WITH www.kourtneyraymarketing.com OR ITS CONTENTS IN ANY MANNER.
www.kourtneyraymarketing.com SPECIFICALLY DENIES ACCESS TO ANY INDIVIDUAL THAT IS COVERED BY THE CHILD ONLINE PRIVACY ACT (COPA) OF 1998. www.kourtneyraymarketing.com RESERVES THE RIGHT TO DENY ACCESS TO ANY PERSON OR VIEWER FOR ANY REASON. UNDER THE TERMS OF THE PRIVACY POLICY, WHICH YOU ACCEPT AS A CONDITION FOR VIEWING,
www.kourtneyraymarketing.com IS ALLOWED TO COLLECT AND STORE DATA AND INFORMATION FOR THE PURPOSE OF EXCLUSION AND FOR MANY OTHER USES.THE TERMS OF USE AGREEMENT MAY CHANGE FROM TIME TO TIME. VISITORS HAVE AN AFFIRMATIVE DUTY, AS PART OF THE CONSIDERATION FOR PERMISSION TO VIEW www.kourtneyraymarketing.com, TO KEEP THEMSELVES INFORMED OF CHANGES.PARTIES TO THE TERMS OF USE AGREEMENT Visitors, viewers, users, subscribers, members, affiliates, or customers, collectively referred to herein as “Visitors,” are parties to this agreement. The website and its owners and/or operators are parties to this agreement, herein referred to as “Website.” USE OF INFORMATION FROM THIS WEBSITE, Unless you have entered into an express written contract with this website to the contrary, visitors, viewers, subscribers, members, affiliates, or customers have no right to use this information in a commercial or public setting; they have no right to broadcast it, copy it, save it, print it, sell it, or publish any portions of the content of this website. By viewing the contents of this website you agree this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties. Again, Visitor has no rights whatsoever to use the content of, or portions thereof, including its databases, invisible pages, linked pages, underlying code, or other intellectual property the site may contain, for any reason for any use whatsoever. Nothing. Visitor agrees to liquidated damages in the amount of U.S.$100,000 in addition to costs and actual damages for breach of this provision. Visitor warrants that he or she understands that accepting this provision is a condition of viewing and that viewing constitutes acceptance. OWNERSHIP OF WEBSITE OR RIGHT TO USE, SELL, PUBLISH CONTENTS OF THIS WEBSITE. The website and its contents are owned or licensed by the website. Material contained on the website must be presumed to be proprietary and copyrighted. Visitors have no rights whatsoever in the site content. Use of website content for any reason is unlawful unless it is done with express contract or permission of the website. HYPERLINKING TO SITE, CO-BRANDING, “FRAMING” AND REFERENCING SITE PROHIBITED, Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason. Further, you are not allowed to reference the url (www.kourtneyraymarketing.com) of this website in any commercial or non-commercial media without express permission, nor are you allowed to ‘frame’ the site. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages. You hereby agree to liquidated damages of US $100,000.00 plus costs and actual damages for violating this provision. DISCLAIMER FOR CONTENTS OF SITE. The website disclaims any responsibility for the accuracy of the content of this website. Visitors assume the all risk of viewing, reading, using, or relying upon this information. Unless you have otherwise formed an express contract to the contrary with the website, you have no right to rely on any information contained herein as accurate. The website makes no such warranty. DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER OR SOFTWARE FROM INTERACTING WITH THIS WEBSITE OR ITS CONTENTS. VISITOR ASSUMES ALL RISK OF VIRUSES, WORMS, OR OTHER CORRUPTING FACTORS. The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor’s computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk. DISCLAIMER FOR HARM CAUSED BY DOWNLOADS. Visitor downloads information from this site at his own risk. Website makes no warranty that downloads are free of corrupting computer codes, including, but not limited to, viruses and worms. LIMITATION OF LIABILITY. By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, downloads, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature .INDEMNIFICATION Visitor agrees that in the event he causes damage, which the Website is required to pay for, the Visitor, as a condition of viewing, promises to reimburse the Website for all. SUBMISSIONS Visitor agrees as a condition of viewing, that any communication between Visitor and Website is deemed a submission. All submissions, including portions thereof, graphics contained thereon, or any of the content of the submission, shall become the exclusive property of the Website and may be used, without further permission, for commercial use without additional consideration of any kind. Visitor agrees to only communicate that information to the Website, which it wishes to forever allow the Website to use in any manner as it sees fit. “Submissions” is also a provision of the Privacy Policy. NOTICE No additional notice of any kind for any reason is due Visitor and Visitor expressly warrants an understanding that the right to notice is waived as a condition for permission to view or interact with the website. DISPUTES as part of the consideration that the Website requires for viewing, using or interacting with this website, Visitor agrees to use binding arbitration for any claim, dispute, or controversy (“CLAIM”) of any kind (whether in contract, tort or otherwise) arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues. Arbitration shall be conducted pursuant to the rules of the American Arbitration Association which are in effect on the date a dispute is submitted to the American Arbitration Association. Information about the American Arbitration Association, its rules, and its forms are available from the American Arbitration Association, 335 Madison Avenue, Floor 10, New York, New York, 10017-4605. Hearing will take place in the city or county of the Seller. In no case shall the viewer, visitor, member, subscriber or customer have the right to go to court or have a jury trial. Viewer, visitor, member, subscriber or customer will not have the right to engage in pre-trial discovery except as provided in the rules; you will not have the right to participate as a representative or member of any class of claimants pertaining to any claim subject to arbitration; the arbitrator’s decision will be final and binding with limited rights of appeal. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses. JURISDICTION AND VENUE If any matter concerning this purchase shall be brought before a court of law, pre- or post-arbitration, Viewer, visitor, member, subscriber or customer agrees to that the sole and proper jurisdiction to be the state and city declared in the contact information of the web owner unless otherwise here specified. In the event that litigation is in a federal court, the proper court shall be the closest federal court to the Seller’s address .APPLICABLE LAW Viewer, visitor, member, subscriber or customer agrees that the applicable law to be applied shall, in all cases, be that of the state of the Seller CONTACT INFORMATION To contact us, respond to the email address from any of the emails you have received from us .Looking forward to helping you surpass your goals!

PRIVACY POLICY

Welcome to www.kourtneyraymarketing.com (the “Site”). We understand that privacy online is important to users of our Sites, especially when conducting business. This statement governs our privacy policies with respect to those users of the Sites (“Visitors”) who visit without transacting business and Visitors who register to transact business on the Sites and make use of the various services offered by Kourtney Ray Marketing, LLC (collectively, “Services”) (“Authorized Customers”).“Personally Identifiable Information” refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual. What Personally Identifiable Information is collected? We may collect basic user profile information from all of our Visitors. We collect the following additional information from our Authorized Customers: the names, addresses, phone numbers and email addresses of Authorized Customers, the nature and size of the business, and the nature and size of the advertising inventory that the Authorized Customer intends to purchase or sell. What organizations are collecting the information, In addition to our direct collection of information, our third party service vendors (such as credit card companies, clearinghouses and banks) who may provide such services as credit, insurance, and escrow services may collect this information from our Visitors and Authorized Customers. We do not control how these third parties use such information, but we do ask them to disclose how they use personal information provided to them from Visitors and Authorized Customers. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them. How do the Sites use Personally Identifiable Information? We use Personally Identifiable Information to customize the Site, to make appropriate service offerings, and to fulfill buying and selling requests on the Sites. We may email Visitors and Authorized Customers about research or purchase and selling opportunities on the Sites or information related to the subject matter of the Sites. We may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information. With whom may the information may be shared. Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. We may share aggregated information about our Visitors, including the demographics of our Visitors and Authorized Customers, with our affiliated agencies and third party vendors. We also offer the opportunity to “opt out” of receiving information or being contacted by us or by any agency acting on our behalf. How is Personally Identifiable Information stored. Personally Identifiable Information collected by www.kourtneyraymarketing.com is securely stored and is not accessible to third parties or employees of www.kourtneyraymarketing.com except for use as indicated above. What choices are available to Visitors regarding collection, use and distribution of the information. Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by us and/or our vendors and affiliated agencies by responding to emails as instructed. Are Cookies Used on the Site. Cookies are used for a variety of reasons. We use Cookies to obtain information about the preferences of our Visitors and the services they select. We also use Cookies for security purposes to protect our Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, we will automatically log the Authorized Customer off. How does
www.kourtneyraymarketing.com use login information. www.kourtneyraymarketing.com use login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the Sites, track a user’s movement and use, and gather broad demographic information. What partners or service providers have access to Personally Identifiable Information from Visitors and/or Authorized Customers on the Sites. www.kourtneyraymarketing.com has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility. Our privacy policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with law. We will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. We will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of our Visitors and Authorized Customers. How does the Site keep Personally Identifiable Information secure. All of our employees are familiar with our security policy and practices. The Personally Identifiable Information of our Visitors and Authorized Customers is only accessible to a limited number of qualified employees who are given a password in order to gain access to the information. We audit our security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While we take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and we cannot guarantee or warrant that such events will not take place and we will not be liable to Visitors or Authorized Customers for any such occurrences. How can Visitors correct any inaccuracies in Personally Identifiable Information. Visitors and Authorized Customers may contact us to update Personally Identifiable Information about them or to correct any inaccuracies by contacting us. Can a Visitor view, access, delete or deactivate Personally Identifiable Information collected by the Site. All Visitors and Authorized Customers can view, access, delete or deactivate Personally Identifiable Information from the Site’s database by simple request. Please reply directly to any emails received or or simply email us at kourtneyraymarketing.com. However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and we will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward. Can an Email Subscriber Unsubscribe from receiving emails. Simply click the unsubscribe link at the foot of any emails sent by us. What happens if the Privacy Policy Changes. We will let our Visitors and Authorized Customers know about changes to our privacy policy by posting such changes on the Site. However, if we are changing our privacy policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, we will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure. Links:www.kourtneyraymarketing.com contains links to other websites. Please note that when you click on one of these links, you are moving to another website. We encourage you to read the privacy statements of these linked sites as their privacy policies may differ from ours. CONTACT INFORMATION. To contact us, respond to the email address from any of the emails you have received from us, or simply email us at kourtneyraymarketing.com. Looking forward to helping you surpass your goals!

EARNINGS DISCLAIMER

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND IT’S POTENTIAL. EVEN THOUGH THIS INDUSTRY IS ONE OF THE FEW WHERE ONE CAN WRITE THEIR OWN CHECK IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN ANY MONEY USING THE TECHNIQUES AND IDEAS IN THESE MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A PROMISE OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO NOT PURPORT THIS AS A "GET RICH SCHEME."


ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME LEVEL. NOR ARE WE RESPONSIBLE FOR ANY OF YOUR ACTIONS.


MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION THAT INCLUDES OR IS BASED UPON FORWARD-LOOKING STATEMENTS WITHIN THE MEANING OF THE SECURITIES LITIGATION REFORM ACT OF 1995. FORWARD-LOOKING STATEMENTS GIVE OUR EXPECTATIONS OR FORECASTS OF FUTURE EVENTS. YOU CAN IDENTIFY THESE STATEMENTS BY THE FACT THAT THEY DO NOT RELATE STRICTLY TO HISTORICAL OR CURRENT FACTS. THEY USE WORDS SUCH AS “ANTICIPATE,” “ESTIMATE,” “EXPECT,” “PROJECT,” “INTEND,” “PLAN,” “BELIEVE,” AND OTHER WORDS AND TERMS OF SIMILAR MEANING IN CONNECTION WITH A DESCRIPTION OF POTENTIAL EARNINGS OR FINANCIAL PERFORMANCE.


ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYBODY ELSE'S, IN FACT NO GUARANTEES ARE MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR MATERIAL.

ACTION-BASED REFUND POLICY

All sales are subject to the Product’s or Service’s specific cancellation and refund policy, as stated herein:

Online Automated Business Training Platform - 14 Day Action-Based Refund Policy

Unless otherwise stated on the specific Product’s or Service’s sales page and order form and/or in these Terms, all of our products and services come with an action-based 14-Day Money Back Guarantee, with the conditions outlined above.

All we ask is that you actually take action with the business training & coaching and give it a solid go.

In order to qualify for an action-based refund, we will ask you to provide the work you have done to show you have met the specified conditions. We also will require you to do this within 14 days from the date of purchase.


To Request a Refund, You Must First Complete the Following Process:

1) - Let Marina's Refund Specialist know you're seeking a refund.

2) - Watch & complete all videos in the Discovery Process

3) - Submit your Coaching Questionnaire

4) - Book & Attend your 1-on-1 Coaching Call or Reach Out Directly to your Coach at least 24 hours before your booked call to Cancel with Feedback as to Why you Don't Want to Move Forward (based on the Discovery Process videos you completed in full). If you are seeking a refund after conditions 1, 2, & 3 have been met and it is before your call, please respect everyone's time by letting your business set up specialist & the Refund Specialist know you are seeking a refund. This allows us to open our calendar for those who are truly ready to move forward.


If you do not let Marina's Refund Specialist know you're seeking a refund, you will not be eligible for a refund.


PLEASE NOTE: No refunds will be processed between January 18th to January 22nd, inclusive. This is because the team will be attending an event & will be offline. If you are seeking a refund inside of your 14 day window and it lands inside of these dates, please request your refund in your Telegram chat & the refund specialist will start the process when back from conference.


If you do not attend your scheduled Coaching Call and have not provided communication 24 hours beforehand as to the need to cancel, then you will not be eligible for a refund and rebooking your call is at the discretion of your Coach based on your reasoning for not attending (ie: extenuating circumstance such as dangerous illness, death of a loved one, etc.). If a make-up call is granted and not attended without prior communication to your Coach, you will not be granted a refund under any circumstance.


To request a refund, reach out to Marina's Refund Specialist (Ali) who you've been in communication with you or respond to the email you received upon paying for and joining the Online Automated Business Platform with proof of completing the above items.


A refund will be processed by Marina's Refund Specialist upon request, if all above conditions have been met in full. Customers ineligible for a refund may be granted a partial refund in our sole discretion.



Download issues: You have problems that prevent you from downloading the product. Marina Soicher, LLC recommends that you contact us at [email protected] or your browser provider, as Marina Soicher, LLC ensures that our software can be downloaded with all major browsers, and this problem usually arises from a customer’s issue with either their browser, firewall, or network;


Irreparable defects with the software: Although all the products are thoroughly tested before release, unexpected errors may occur. This reason should be submitted me at [email protected] for its approval of your refund request;


Product not-as-described: A request based on this reason is addressed on a case-by-case basis and subject to our approval. To prevent this kind of claim from arising, every customer is encouraged to check free samples (in the form of free webclasses, video overviews, demo links, product samples, screen shots) of each type of the products offered before making a purchase.


We are not liable for any refund amount due to technical problems on your computer, including but not limited to: printer malfunction, inability to install Adobe Acrobat Reader, and/or problems due to Internet connectivity.


CONTACT US

Please contact us by replying to the emails sent by us. If you're unable to find our emails in your inbox or spam folder then please email directly to [email protected].


Looking forward to meeting you and helping you surpass your goals!


~Marina Soicher


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